2018 Continuing Education Quiz (internal)

I do not have to disclose political contributions.

1 out of 30

The Schwab Compliance Technologies system can be accessed anywhere you have internet access, even with internet service at your home or on your smart phone while standing in line waiting for your favorite latte to be made.

2 out of 30

It is okay to trade on information that has not been released to the public if your manager gives you permission.

3 out of 30

Money Laundering is considered harmless if it is under $500.

4 out of 30

I do not have to report personal gifts I receive.

5 out of 30

A customer who exhibits a lack of concern regarding risks, commissions, or other transaction costs is throwing up a red flag.

6 out of 30

I am not allowed to participate in any cold calling.

7 out of 30

It is possible for three Representatives at a firm to be sent 1 gift to share and it must be reported.

8 out of 30

If I sell a stock today, I have to wait for 30 days before I can buy it back.

9 out of 30

FINRA requires all member firms to develop a training program for registered persons and carry this training program out on an annual basis.

10 out of 30

The USA Patriot Act was signed into law in October 2001.

11 out of 30

Anti-money laundering (AML) refers to a set of procedures, laws or regulations designed to stop the practice of generating income through illegal actions.

12 out of 30

Compliance has my password for Schwab Compliance Technologies and it is okay to ask them for it.

13 out of 30

I am allowed to create a social media account so I can promote my business.

14 out of 30

I am not allowed to rent a helicopter to transport my client to a sales meeting.

15 out of 30

If I am selling a stock I already own, I do not have to seek a pre-clearance request through the Schwab Compliance Technologies system.

16 out of 30

There is no need to check the restricted list before placing a trade.

17 out of 30

FINRA stands for: Financial Industry Rules Association.

18 out of 30

Whistleblowers include employees of broker/dealer firms that witness fraud or other activities in violation of securities laws and regulations.

19 out of 30

Email and Jabber IM’s are never considered personal, are reviewed on a daily basis and are stored in the system forever.

20 out of 30

NLD’s code of ethics does not apply to all it Registered Representatives.

21 out of 30

You are only required to seek pre-clearance approval to buy a stock, not to sell one.

22 out of 30

NLD must report any code of ethics violations to the SEC upon their request.

23 out of 30

If my code of ethics attestations are not completed on time each quarter, NLD is considered to have a code of ethics violation which must be reported to the SEC upon request.

24 out of 30

The interests of client accounts will always be placed first.

25 out of 30

I am allowed to day trade stocks and ETF’s.

26 out of 30

If I am only one day late completing my Code of Ethics quarterly attestations, I will be written up and possibly fined.

27 out of 30

Generally, money laundering occurs in three stages: placement, layering and integration.

28 out of 30

Scammers never spoof telephone numbers in fraud schemes.

29 out of 30

Northern Lights Distributors, LLC is a mutual fund distributor and broker/ dealer.

30 out of 30